FAQs
Does Cash Kuber Provide Loans Directly?
Cash Kuber acts as a loan aggregator, not a direct lender. It partners with RBI-registered lenders who make the final approval decisions. Cash Kuber facilitates the application process and connects borrowers with potential lenders, but the final decision and loan terms are determined by these lending institutions.
I Applied For A Loan Twice, But I Haven't Received Any Response. What Should I Do?
If you haven't received a response after applying for a loan multiple times, contact the customer support team. They can provide information about the status of your application and assist you further.
Are The Reviews Genuine, Or Are They Fabricated For Monetary Gain?
The reviews are genuine and reflect the experiences of users who have interacted with the app.
How Can I Cancel My Loan Application And Remove My Personal Details From The App?
To cancel your loan application and remove your personal details from the app, contact the customer support team immediately. They can guide you through the process of cancelling your application and ensuring the security of your personal information.
Is There A Risk Of My Personal Information Being Shared With Other Financial Institutions Without My Consent?
Review the website or app’s privacy policy and terms of service to understand how your personal information is handled. If you have concerns about data privacy, contact the customer support team for clarification.
Is The Website/App Trustworthy, Or Does It Appear Suspicious?
Perceptions of trustworthiness can vary among users. If you have doubts about the authenticity of the website/app or its services, conduct further research or seek recommendations from trusted sources before proceeding.
How Can I Report Abusive Behaviour Or Fraudulent Activities By The Website/App?
Cash Kuber is committed to ethical practices and does not engage in fraudulent activities or abusive behaviour. If you encounter any issues, contact our customer support team immediately. Provide a detailed explanation so we can investigate and take appropriate action.
Does Applying For A Loan On The App Impact Your Credit Score?
When you apply for a loan through Cash Kuber’s website/app, you agree to the terms and consent to having your credit history obtained from the Credit Bureau. This may or may not impact your credit score, depending on whether lenders conduct hard inquiries to access your credit history in detail.
What Should I Do If My Loan Doesn't Get Approved?
If your loan application isn't approved, don't worry. Explore other loan lending platforms available on the app to increase your chances of securing a loan.
What Is The Minimum & Maximum Loan I Can Borrow?
You can borrow a minimum of 10,000 and a maximum of 15,00,000, depending on your credit profile. The final approval rests solely with the lender, and Cash Kuber has no involvement in the process.
What Is The Minimum And Maximum Tenure Of The Loan?
The minimum tenure is 15 days, and the maximum tenure is 5 years. This tenure varies from lender to lender.
What Is The Minimum Rate Of Interest?
We've partnered with several RBI-approved lenders offering attractive ROI. The minimum ROI starts at 0.85% per month. The final ROI on the loan is solely at the lender's discretion.
Can I Repay My Loan In Advance?
You have the option to pay your dues in monthly instalments (EMI) or pay in full at once. Your choice is important to us, and we respect whatever decision you make.